VISA

Visa / MasterCard – Conditions and Benefits
Conditions

The Conditions for Holding Visa/MasterCard Credit Cards

  •  Holders of Bank Mercantile credit cards can execute purchases and receive services at businesses, online and telephonically. Furthermore, holders of International, Gold or Platinum cards can also make purchases overseas.
  •  The card can also be used for withdrawing cash from the ATM and receiving information and executing banking transactions via the feedback devices at the branches.
  •  Debit dates for purchases:
    ,The 2nd, 10thor 15thof the month pursuant to the customer's choice.
  •  Debit dates for purchases overseas:
    For all cards, on the date of the debit arriving from overseas – Apart from a Visa platinum card – which will be debited on the following debit date without any interest (up to current + 30)

Types of Cards

Card Type Purpose Information about the Card
International For customers who need a credit card for use in Israel and overseas This card is accepted at tens of thousands of businesses in Israel and provides an opportunity to execute transactions and withdraw cash in Israel and overseas. As holders of Visa International cards, you are entitled to execute purchases outside of Israel as well. Your account at the bank will be debited for these purchases on the day that they arrive in Israel.
Gold For customers who need a credit card and credit solutions for use in Israel and overseas It also serves as an international card for use in Israel and overseas as aforementioned. The cash withdrawal ceiling at ATMs throughout the country is higher The purchases ceiling has been extended and enables purchasing at higher sums at the businesses
Platinum For customers who need a credit card for credit solutions for use in Israel and overseas The card enables cash withdrawals at exceptionally high sums at ATM machines throughout Israel and overseas. This card enables postponing debits on transactions overseas without interest (up to current +30)
Rosh Gadol

For youngsters aged 16-18

This card grants customers the opportunity to execute regular transactions and cash withdrawals in Israel only. The daily transactions sum is limited to NIS 400, provided that  there is a credit balance in the current account
Rosh Gadol Yoter For soldiers and National Service volunteers This card grants customers the opportunity to execute regular transactions and cash withdrawals in Israel only. Cardholders can benefit from a range of benefits and discounts of the "Yoter Club"
An immediate debit card For customers who need a debit card for use in Israel and overseas

A debit card that enables executing transactions at businesses and cash withdrawals up to the level of the available balance in the account at the bank.
This card does not offer credit facilities.
The maximum transaction sum – NIS 5,000
The card is intended for executing regular transactions only and it is not possible to use it to execute transactions with a standing order, payments, credit or permission to debit the account.
Transactions in the following branches cannot be executed using this card. Vehicle rental, hotels, flights companies,  travel agents, money changers and cash transfers.
The card is subject to the conventional commissions at the bank.
The current account is debited on the day of to it.